Brew the chai base: In a saucepan, bring water to a gentle boil. Add tea, cinnamon, ginger, cardamom, and cloves. Reduce heat and simmer for 3–5 minutes to let the flavors infuse.
Add milk and sweetener: Pour in the milk and add honey or maple syrup. Stir and heat until steaming but not boiling.
Strain (if needed): If you used loose tea, strain the mixture into a mug to remove tea leaves and spice solids.
Finish: Stir in vanilla extract if desired. Top with a sprinkle of cinnamon.
Serve: Enjoy your warm and aromatic Chai Tea Latte immediately!